Prepaid debit cards are an excellent option for those with a tight budget. It is also an effective budgetary mechanism if you are worried about credit card debt. As the name suggests, prepaid debit cards can be used just like regular debit cards to make purchases. However, only the amount loaded can be spent.

Investment firms help people grow their money and manage their finances. However, there are many such firms in the country, and choosing the right one can be overwhelming, especially for new investors. To simplify the process, here is a list of the five best firms offering various investment products. These companies provide significant transparency and have an excellent track record.

There could be more than one reason to look for a new credit card. It could help you improve your financial well-being, save in the form of rewards, or pay off some existing debt. Luckily, applying for a new card is not a hard trek, as long as you put in the time to find the right card for yourself.

Having a poor credit score may affect you in several ways. Most banks and non-banking financial institutions consider your credit score before making a lending decision. However, if you have a bad credit, you may still apply for a bad credit car finance for the purchase of a new or a used car and manage to save yourself from high-interest loans.

A Federal Housing Administration (FHA) loan is a type of mortgage which is insured by the FHA and is considered one of the most affordable and fastest loans to procure. Simply put, the borrower needs to be approved by the FHA to get this loan. You may then look for different mortgage rates with different FHA-approved lenders.

If one is unemployed, even for a particular amount of time, managing finances can prove to be a daunting task. It not only gets challenging to make the existing funds last for a long duration but it is also difficult to obtain credit card approvals. However, not all hope is lost.